December 6, 2022
Location, location, location — that’s been the name of the real estate game for decades. These days, though, you may be hearing more: recession, economy, inflation… terms that definitely have less appeal.
The real estate market is cyclical, and today’s market is currently trying to find out where it will land (albeit a bit dramatically). The difference? Unlike big market turns of the past, this time we’ve swayed quickly from one extreme to the other.
In just two short years, we’ve seen outsized home price appreciation in most US markets (like right here in SD), followed by a swift decline in housing demand. The whiplash of these fluctuations (and the uncertainty about what happens next) can be hard to wrap your head around.
Hint: It doesn’t exist. The perfect time is what works best for you and your life. Some factors, like a growing family or a new job in another state, are an easy call. But other reasons require you to dig deep. Think:
The good news: You’ve got options. Whether you’re getting a new loan, refinancing, or looking to lower your payment, a mortgage calculator can help you figure out how much you can afford in minutes. There are also rate buydowns, which can help you lower your rate. Pro tip: A lender can help you figure out what your options are.
It’s true that supply is still constrained, but it is much different than it was a year ago. If you’re buying, you may find you have more options as less competition enters the market.
Use this time to take a breath and set your own pace. In the absence of bidding wars, you have time to:
Lastly, try not to get discouraged and know what’s important to you.
Stay up to date on the latest real estate trends.
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